Maximize Your Limit with a Breeze

Get up to IDR 100 million limit with Paper Pioneer Card in just 5 days!

Start Free
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Fast-Track Your Business Growth with Paper Pioneer Card

A feature-rich virtual credit card with fast approvals

Extend Terms of Payment Up to 50 Days

Manage supplier payments effortlessly
for seamless operations

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Benefit2

Easily Request a Limit Boost Anytime

Start with a IDR 50 mil limit and scale up to IDR 100 mil over time

Low Transaction Fee, Rewarding Cashback

Get 1,5% transaction fee in Paper.id and 0.1% cashback by paying business transactions.

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Benefit4

Enjoy 30-Day Terms of Payment
with a Low 0.84% Fee

Balanced cash flow, no overstretching.

Seamless Transactions Everywhere

Pay for business trips, subscriptions, and digital ads from any device!

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Benefit6

Automatic Reconciliation

Real-time records, simplified reporting

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The Best Compared to Others

With a sufficient limit to support the growth of your business.

Limit

Terms of payment

Annual fee

Reward

Tracking

Reconciliation

T&C

IDR 50 - 100 mil

Up to 50 days

None

Cashback & miles

All-in-1 dashboard

Real-time &
automatic records

Checklist Green Final

Minimum 1 month
Paper.id users.

Checklist Green Final

Minimum monthly
transaction IDR 35 mil

Other Virtual
Credit Card

IDR 5 - 10 mil

Up to 30 days

Yes

Just cashback
or none

None

No automatic records

Checklist Green Final

Payslip

Checklist Green Final

Tax Return (SPT)

Checklist Green Final

On-site survey

Easy Requirements,
Fast Approval

Your cash flow solution in just a few steps!

step

Sign up and do account verification (KYC/KYB)

step

Perform regular transactions
(either receiving or paying) for a minimum period of one month

Choose The Best Solution for Your Business

Specifically designed to streamline cash flow and business transactions

Paper Pioneer Card

pioneer card

PAPERCARD

Papercard

Paper Horizon Card

horizon card
Learn More

Frequently Asked Questions (FAQ)

A Virtual Business Credit Card with limits up to IDR 100 million.

It takes 3–5 business days. Once approved, sign the agreement and start the car.

Paper Pioneer Card works beyond Paper.id—terms and conditions apply.

Yes, having a Paper Pioneer Card gives you a better chance of qualifying for a PAPERCARD.