Paper Horizon Card: Smart Corporate Card
for Seamless Budget & Procurement Control

Manage team’s budget effortlessly and pay suppliers with a fee as low as 1,3% and get an additional term of payment up to 60 days.

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Cost-Saving and Efficient Procurement Budget with Corporate Credit Card

Enjoy multiple commercial and operational benefits with Paper Horizon Card.

Reduce Expenses,
Extend Term of Payment

  • Get 0.5% cashback on business trip tickets, subscriptions, and more.
  • Up to 60 days of extended term of payment.
  • Free setup—no additional charges.
Benefit1

Flexible
Fund Deposits

Choose between credit (provided by Paper) or fund deposits with a 1:1,1 ratio*

Example: Deposit IDR 100 million,
get IDR 110 million.

*Terms & conditions apply

Benefit2

Real-Time
Transaction Monitoring

Every transaction is recorded and accessible from a single dashboard.

Benefit3

Issue Unlimited Card
Based on Your Needs

Create unlimited cards, track transactions, control and allocate budgets across the company's division—all from one dashboard.

*According to the available limits

Benefit4

Maximum Protection
for Your Cards

Configure Paper Horizon Card for one-time use and block it instantly from the dashboard.

Benefit5

Maximize Terms
with Multiple Billing Dates

Manage multiple invoices more flexibly, adjusting payment terms up to 60 days with multiple billing dates feature to maximize your cash flow.

Benefit6
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More Than Just A Corporate Card

Designed with various benefits to support budget & business procurement management.

Paper Horizon Card

Other Corporate Cards

Terms of Payment

Up to 60 Days

Deposits Ratio

1 : 1,1

Rebate

Starting from 1,75%
annually

Financing Fee

13% annually

Transaction Fee

1,3% on Paper.id

comparison-card-image
Terms of Payment

40 - 59 Days

Deposits Ratio

1 : 1

Rebate

None

Financing Fee

>13% annually

Transaction Fee

2 - 3%

Terms of Payment

Up to 60 Days

Deposits Ratio

1 : 1,1

Rebate

Starting from 1,75%
annually

Financing Fee

13% annually

Transaction Fee

1,3% on Paper.id

Terms of Payment

40 - 59 Days

Deposits Ratio

1 : 1

Rebate

None

Financing Fee

>13% annually

Transaction Fee

2 - 3%

Choose Services That Fit Your Business Needs

Service Level Agreement

Limit & Ratio Deposito

Required Documents

Rebates

Transaction Fee

Service Fee

With Deposit

5 Business Days
1:1.1*
E.g. Deposit IDR 100 million, get IDR 110 million.
*Terms & conditions apply
Legal:
  • Deed of Establishment & the latest Amendment Letter.
  • ID Card (KTP) & Taxpayer ID (NPWP) of all executives and shareholders
  • Company’s Taxpayer ID
  • Business Identification Number (NIB)
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1,75% annually (Disbursement every 3 months)
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Earn 0,5% cashback on transactions across selected online platforms.
1,3% of the transaction value per invoice.
Enjoy the first 6 months free*
*Pay IDR 500,000 in the following month.

Without Deposit

14 Business Days
Limits granted upon assessment
Legal:
  • Deed of Establishment & the latest Amendment Letter.
  • ID Card (KTP) & Taxpayer ID (NPWP) of all executives and shareholders
  • Company’s Taxpayer ID
  • Business Identification Number (NIB)
Financial Overview:
  • Financial statements from the past 2 years (full year) and year-to-date (up to the current month)
  • Bank statements from the past 3 months.
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Earn 0,5% cashback on transactions across selected online platforms.

Choose The Best Solution for Your Business

Specifically designed to streamline cash flow and business transactions

Paper Pioneer Card

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PAPERCARD

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Paper Horizon Card

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Learn More